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Personal financial assets totaled 1.396 quadrillion yen as of the end of 2002, down 1.3 percent from a year earlier and falling below 1.4 quadrillion yen for the first time in four years, the Bank of Japan said Monday.

It was the third consecutive yearly decline and the largest drop on record, surpassing the 0.6 percent fall marked at the end of the previous year, the central bank said.

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