Japan is often touted as an expensive place to live. With a high quality of living, national health system, vibrant cultural scene, admirable levels of education and safety — it’s not hard to understand some of the reasons why people want to call it home. These desirable factors come at a cost, though.

The nation’s capital was recently revealed as the world’s third most-expensive city to be an expat in, according to the Mercer Cost of Living Survey 2020. It ranked just below Hong Kong and Ashgabat. But don’t be fooled by big claims that living in Japan, or even Tokyo, will break the bank. Like any location around the globe, there are ways to cut down on living expenses without compromising your lifestyle.

The impact of COVID-19 on daily lives and the economy has also changed the way we spend. Many have had their livelihoods affected, with the tourism industry, entertainment and nightlife all but decimated; job losses due to the pandemic have led to many feeling the pinch. Saving money now is perhaps more important than ever.