Three Japanese banks with employees still listed as missing after the Sept. 11 terrorist attacks in New York are refusing to attend a government-sponsored memorial service and vigil in Tokyo planned for today.

Officials of Fuji Bank, Chuo Mitsui Trust & Banking Co. and Nishi-Nippon Bank -- which had offices in the demolished World Trade Center -- say they have no plans to send representatives to the event, which will be held this afternoon at the Tokyo Big Sight hall.

Twelve Fuji Bank employees who were at the World Trade Center at the time of the attack are missing, along with three staff of Chuo Mitsui and two from Nishi-Nippon.