In the new landscape of finance — with the term “fintech” serving as shorthand for the technologies that are delivering innovations as well as new challenges and opportunities to the once staid banking sector — up for debate are future business models, regulatory frameworks and how to align fintech practitioners, investors and beneficiaries.

For policymakers and entrepreneurs whether in Tokyo, Singapore or New Delhi, the benefits of addressing the digital divide and of harnessing the power of fintech should be clear-cut. Taken together, both steps can increase the level of access to capital and financial inclusion.

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