The coming new millennium means different things to different people. Some fatalists believe it presages the end of the world. Some religious people believe it portends the return of Christ. Some lawyers believe it promises yet another financial cornucopia.

Hundreds of disputes over the Y2K bug have already been settled out of court and at least 100 lawsuits have been filed. Several are class actions. One plaintiff alleges everything but the kitchen sink: fraud and deceptive trade practices, breaches of express and implied warranties and negligence.

Moreover, a number of cases in states like California and New York have been dismissed without prejudice, meaning they can be refiled, since no injury has yet occurred. Come Jan. 1, they are likely to reappear, along with a flood of new actions.