Having defeated a human shogi (Japanese chess) expert, this computer program's next task is to figure out whether you can make the payments on a new mortgage.

Heroz Inc., a small Japanese startup whose engineers designed the first system to defeat an active professional shogi player, says it's now working on adapting its applications for the financial industry.

While Deep Blue became the first computer to beat a top chess player in 1997, the programming required to defeat a shogi master is even more complex, owing mainly to the larger number of possible moves, as shogi's rules on the reuse of captured pieces are more complicated than those of chess.