A typical Japanese bank looks a bit like the dowdy, paper-shuffling office of a shoddily run company. There are plenty of bowing clerks. But don't count on conveniences like 24-hour ATMs.
Step into Shinsei Bank for a totally different look -- and perhaps Japan's new banking experience. Even its name means "new life."
In one corner is a Starbucks Coffee counter wafting with the aroma of roasted beans. In another corner is an Internet cafe, where chic people quietly huddle over computers, some sipping lattes.