The government is trying to reform both the social welfare system and the tax system as Japan's financial condition deteriorate. Before discussing overall changes, it must strengthen the "basic" portion of pensions.

Self-employed people, part-time workers, unemployed people, etc., participate in the kokumin nenkin pension system and only receive the basic portion. Company employees receive the basic portion plus benefits from the kosei nenkin pension system in which they participate.

Under the pension reform of 2004, the monthly premium for the kokumin nenkin system was to rise by ¥280 each year through fiscal 2017 when the amount will reach ¥16,900. But because the consumer price index fell 1.4 percent in 2009 from 2008, the monthly premium will go down by ¥80 from ¥15,100 in fiscal 2010 to ¥15,020 in fiscal 2011.