The collapse of Lehman Brothers Holdings Inc. and other U.S. financial giants changed people's lives around the world, and David Cisan, a former manager at American International Group in Japan, is one of them.

In the global financial meltdown last year, Washington bailed out AIG and a small number of other institutions, but Lehman and some others went under.

Amid the financial turmoil, the 40-year-old Hawaii-born insurance expert decided to leave the industry after almost 20 years and take his life in a different direction by becoming a professional pastry chef.