Movie-action scenes are as choreographed as “Swan Lake,” but the exceptional ones that make it real — Buster Keaton standing stock still as the side of a house falls on him in “Steamboat Bill Jr., Jackie Chan sliding 30 meters down a pole in a shopping mall in “Police Story” — linger on in memory and legend.

But thinking more about sky-high payouts to injured actors than the glories of death-defying realism, Hollywood makes action movies now with armies of stunt coordinators and special-effects technicians, whose falls and fights will never bring insurance-adjustors calling.

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