Tag - lending

 
 

LENDING

Military personnel patrol a street outside a branch of Ukraine's Sense Bank in central Kyiv in June.
WORLD
Jul 30, 2023
Banks are untold story of Ukraine’s survival, even state banks
Oschadbank CEO says Ukrainian state should keep control of some banks after the war because they’ll be helpful if Russia attacks again
Japan Times
COMMENTARY / World
Jul 6, 2022
The supply-side fight against inflation
A recession can be avoided if policymakers recognize the large role that supply-side measures must play in restoring price stability.
Japan Times
BUSINESS / Markets
May 31, 2022
Chinese banks overflow with cash that nobody wants to borrow
The reluctance to borrow stems in large part from uncertainty over China's COVID-19 curbs, and whether future outbreaks could lead to repeated lockdowns.
Japan Times
COMMENTARY / World
May 16, 2022
The international monetary system is more unfit than ever
With the U.S. dollar being weaponized through sanctions, it is clear that the current system is far from neutral — or sustainable.
Japan Times
COMMENTARY / World
Feb 2, 2022
Financial illiteracy is not why people struggle
It's human nature to pay the creditors who shout the loudest rather than tackling financial problems in an organized fashion.
Japan Times
COMMENTARY / World
Jan 10, 2022
The selective Sovietization of American capitalism
The soft budget constraints that socialist state-owned enterprises used to enjoy turned out to be one of the main reasons why Soviet-bloc economies failed.
Japan Times
EDITORIALS
Dec 24, 2021
Going nowhere: Central banks face inflation fears
Central bankers balance two priorities: prices and employment. Unfortunately, a slowing economy generally reduces employment, which means that those two priorities compete with each other.
Japan Times
COMMENTARY / Japan
Dec 13, 2021
Will closer monetary-fiscal policy coordination lead to fiscal dominance?
As yield curves are already so flattened, central banks may need to rely more on reducing their holdings of government bonds to prevent an inversion of the yield curve.
Japan Times
BUSINESS / Markets
Oct 25, 2019
BOJ says banks vulnerable to falling prices of corporate loans if global economy worsens
Japanese banks, which have been rapidly accumulating bundled corporate loans abroad, are vulnerable to a steep drop in their prices if the global economy deteriorates, the nation's central bank has warned.
Japan Times
BUSINESS / Markets
Sep 13, 2019
Free bank accounts may become a thing of the past in Japan
Japan's long-suffering savers have put up with virtually zero interest for years, but at least their bank accounts have remained free.
Japan Times
BUSINESS / Markets
Sep 6, 2019
China cuts banks' reserve ratios, frees up $126 billion for loans as economy slows
China's central bank said on Friday it was cutting the amount of cash that banks must hold as reserves for the third time this year, releasing 900 billion yuan ($126.35 billion) in liquidity to shore up the flagging economy.
Japan Times
BUSINESS
Sep 6, 2019
Regulatory problems have choked China's P2P lending industry
Overburdened Chinese regulators have left the peer-to-peer lending industry to poorly staffed local governments, according to ex-regulators, threatening the survival of an important credit mechanism once seen as crucial for the country's economy.
Japan Times
BUSINESS / Markets
Apr 20, 2018
Hong Kong currency defense kills fixed-rate mortgage market
Hong Kong's banks, blindsided by rising funding costs due to the city's costly defense of its currency peg, are clamping down on popular fixed-rate mortgages.
Japan Times
JAPAN / EXPLAINER
Feb 12, 2018
Japan's staff-heavy banks downsize and turn to technology for survival
These are tough times for banks.
JAPAN / Crime & Legal
Jan 4, 2018
Japan's banks secure access to police agency database to help screen for yakuza and other 'anti-social forces'
Starting Thursday, Japanese Bankers Association members will be able to screen individual loan seekers using the National Police Agency's database of organized crime members.
Japan Times
BUSINESS
Nov 6, 2017
Japan's regional banks, facing demographic challenges, turn to deal-making for revenue
The grim outlook for smaller regional banks, who are suffering as the rural population shrinks rapidly, is prompting some to dive into a new, potentially lucrative line of business that until now was largely taboo: mergers and acquisitions.
Japan Times
BUSINESS
Oct 27, 2017
Small Japanese credit union outperforms mega-banks by lending to geisha and local startups
Kikuno Kashima, a Tokyo geisha, couldn't get a bank loan to open a club for her patrons and select guests until a tiny credit union agreed to lend her the money. Now she's part of a lending model that's doling out cash to startup companies and yielding surprisingly high profits in the process.
Japan Times
BUSINESS / Companies
Oct 25, 2017
State-backed lender Shoko Chukin handed out ¥265 billion in shady loans, internal probe finds
An internal probe at Shoko Chukin Bank, the government-backed lender for small and midsize companies that is mired in a scandal over improper financing, has found it handed out ¥265 billion ($2.3 billion) in shady loans, the bank said.
Japan Times
BUSINESS
Sep 15, 2017
Japan regulator scrutinizes regional banks' fund buying as risks soar
The nation's regional banks, desperate to boost returns with interest rates around zero, are coming under scrutiny from regulators as they increase purchases of risky investment trusts.
Japan Times
BUSINESS / Companies
Jul 13, 2017
MUFG plans to take on Wall Street banking rivals in lending push
Mitsubishi UFJ Financial Group Inc. is expanding its U.S. investment banking unit to look more like its bigger Wall Street rivals.

Longform

High-end tourism is becoming more about the kinds of experiences that Japan's lesser-known places can provide.
Can Japan lure the jet-set class off the beaten path?