Reader A.H. writes: "I studied in Nagoya and worked for a corporation there for a year after completing my studies in 1991. I then left Japan on a work assignment in Malaysia with the local subsidiary of the same Japanese corporation.

"Therefore, I've been informed by my HR representative that I can only withdraw my EPI [employees' pension insurance] when I reach the age of 50. Referring to the attached documents, I believe that I've contributed to the employees' pension insurance system (kōsei nenkin hoken).

"I'd appreciate it if you could help or direct me to an appropriate organization that I can liaise with further about this matter."